Under Water? Cash Sale of Your Home Can Bail You Out

UNDER WATER? CASH SALE OF YOUR HOME CAN BAIL YOU OUT

New Year = New direction!

Are you one of the many people who are ‘under water’ with their home mortgages? If so, there is good news for you! Selling your home for cash can start you on the road to recovery.

You are not the only homeowner in this position. Frequently, living situations change: job loss or relocation, divorce or death in the family, unexpected illness, inheriting property that you can’t manage. No two stories are exactly the same, but a cash sale can be the answer to problems that come from unexpected life changes.

stressed coupleHow Did I Get Here?

Are you wondering how you ever got in this situation? Many others have learned the hard way about the tricks banks use to push homeowners toward foreclosure. Has the bank refused to accept your payment? Has the bank suggested modifying the loan? These can be the beginning of a scheme to cause a homeowner to become delinquent.

Banks or lending institutions may sell the servicing rights to your mortgage to a different servicer when a loan modification is made. The new servicer may not recognize the original modifications you agreed on with the original lender.

Extra fees might be added by the bank for reasons the homeowner can’t learn. Failure to pay new fees can lead to service charges that increase the monthly mortgage payment.

Why would a bank use these tricks?Foreclosure costs the bank less than refinancing or restructuring a loan.

Why would a bank use these tricks? Foreclosure costs the bank less than refinancing or restructuring a loan.

Avoid Foreclosure with Expert Help

Foreclosure leaves a black mark on your credit rating, but selling your property short doesn’t hit as hard. What does it mean to sell a home or property short? It simply means selling, then paying the lender less than what is owed on the loan.

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By New Jersey law, there are conditions that must be met before a short sale can take place. A seller who follows the short sale process carefully can avoid the credit problems caused by foreclosure. Laws differ from state to state, so working with a realtor or a short sale attorney is wise. The professional can guide you through the steps of listing the property, gathering hardship information, establishing a price, and negotiating a contract between the seller and a buyer. Are you already in default? Remember: the lender must agree to a short sale. It takes time to put together a short sale; if you delay too long, the foreclosure may happen anyway.

Cash Sale of Your Home: A Quicker Path to a New Start

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Is a cash sale better than a short sale? Regardless of the reason for selling your home, there are important advantages to a cash sale. Your property can be sold ‘as is’, a real plus when your property needs maintenance. Also, the closing process is usually quick, because there is no need to wait for the bank to approve financing. Often the cash buyer will cover the costs of closing, as well.

A cash sale of your property can be the place to start a new direction for the New Year!

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Do I Qualify?

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Testimonials

I owed more on my house in Fairview NJ than it was worth. I was behind on my mortgage too. I wasn’t going to be able to sell the house and pay off the loan as we had bought the house in early 2008, right at the peak. We got notice of pre-foreclosure in October 2015. We tried talking to the bank, but they are just not willing to negotiate. I searched online & contacted Cash Buyer NJ and several other short sale attorneys. The attorneys wanted to charge upfront fees. Kanishk immediately understood what was needed to stop the foreclosure. They did not demand any fees upfront. His team was able to negotiate a short sale that left me owing nothing to the bank. We got a small relocation fee for our move to PA. Best of all, the loan pay-off was not taxable to me. So we got rid of a headache and moved to a place more affordable. Thanks a ton!
– Edgar H. from Fairview NJ

We were behind on our mortgage payments due to a job loss and a sick child. Despite being behind on payments, the lender kept insisting that we would have to pay and only then they wouldn’t work to negotiate our short sale. We tried to make ends meet, but it was not easy. This guy Ken from CashBuyer NJ sent me a mailing. After I called their number from Facebook ad, they went right to work like anything! He is very hardworking man and will deliver. They were able to show the lender that I was in dire straits. They brought a cash buyer and created a deal that was better than anything I could have hoped for. The bank did not have to foreclose. I don’t know what I would have done without his understanding of the law, his compassion for my situation, and ability to negotiate with the lender.
– Juana U. from West New York NJ

Our a-hole lender was pushing for us to use them as a way to pay the difference between what the house was worth and what we owed. I found Cash buyer NJ online. They were able to use an attorney and an agent to negotiate a sale with the lender that allowed us to keep our other assets. BTW, this was a national lender so they have a lot of power with their negotiators and attorneys.
– Rado V. from North Bergen NJ

Complete the form on this page to see if you qualify for our cash sale / short sale services. Or call to see if you qualify (201) 472-3554.

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Do I Qualify?

Fair Cash Offer Now


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Estefania Castaneda
Estefania Castaneda
17:24 04 Sep 21
Extremely pleasant, attentive to all my needs always. It was a pleasure renting an apartment from Ken.
Vichai Soysouvanh
Vichai Soysouvanh
14:17 03 Sep 21
Can't say enough about Ken and his team. This was the most seamless sale I made. I didn't have to deal with all the... nonsense that comes with selling your home. They bought my house as is, I didn't have to declutter and pay a broker commission. All in all great experience, will do business again.read more
Niki Keser
Niki Keser
17:46 06 Aug 21
I had a wonderful experience renting one of their properties for 7 months. The apartment was beautifully remodeled and... Ken and his team were always responsive to any needs. I would recommend to anyone looking to sell or rent.read more
YASMINA VASQUEZ
YASMINA VASQUEZ
15:13 02 Aug 21
Ken and his team were professionals ,they promised and they delivered or anything
Alfredo Garcia
Alfredo Garcia
03:20 17 Jun 21
Selling my property too Ken was the best thing I did. Although I was skeptical at first I soon found out how... professional he was. Even though my closing contract was not standard because of the pendemic situation. He followed through on time with all the contract terms as promised. Thank you Ken for your professionalism.Alfredo Gread more
Vishrut Patel
Vishrut Patel
23:27 19 May 21
Ken was referred to us by someone who had sold their home thru Ken last year. From the first meeting to the last... transaction, Ken and his team were professional, efficient, easy to work with, and above all.... caring. Each seller's situation is different, and Ken truly understands that. We were treated with respect each time.Since we were in a time crunch situation, selling our home with a cash offer from Ken was the best decision we could have made. We were perfectly okay with getting slightly less money for our home as compared to selling it via an agent. But if you consider the money saved on agent commissions (both buyers and sellers), closing costs, repair costs, attorney fees, and most important of all... time and headache, you can't beat the option to sell your home with a guaranteed cash offer from a reputable buyer like Ken.My wife and I were very pleased with our experience with Ken. If you are in the market to sell your home fast for a cash offer, I highly recommend giving Ken a call!Best of luck!Vishread more
Christopher Martino
Christopher Martino
14:19 10 Mar 21
Ken and his team were great. They were easy to work with, professional, and responsive. If you are thinking of selling... your home they offer a super easy process.read more
Chelsea Grant
Chelsea Grant
15:36 03 Jan 21
I am a travel nurse and stayed in a town home for 3 months... It was exactly as described and any issue that came about... was handled within a few hours - I would definitely recommend and I would definitely stay again!read more
Aaron Zachko
Aaron Zachko
12:41 14 Aug 20
Amazing experience! Ken was upfront, quick and got the deal done in no time. Having done a number of real estate... transactions this was by far the easiest and smoothest. I would unconditionally recommend him to anyone looking for an easy, quick and fair transaction.read more
Joseph Tricarico
Joseph Tricarico
19:10 26 Mar 20
Ken is a very professional individual from start to finish. As promised, he gave me a fair deal on my one of my... properties that was in rough shape. He was knowledgeable and responsive to my requests and as promised we didn't need to waste time with inspections and appraisals and we closed quickly. He made it painless as possible by having his crew handle the clean up. This was truly a quick and easy process but a professional individual. Thanks Ken!read more
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